I just got a pay cut: “Progressive” Medical Insurance Premiums

So maybe I’m a simple person but it used to be you get what you paid for and it didn’t matter who you were. If you walk into a store and want to buy beer it’s the same price no matter who you are or what you make for a living. Apparently, with health insurance that’s all about to change. My employer just implemented a progressive health insurance premiums. That means that, like the progressive tax system, what you pay is based on how much you make. The more you make, the higher percentage you pay.

The scale has several segments:

  • Less than 40,000
  • 40,000 to 69,000
  • 70,000 to 99,000
  • 100,000 to 124,999
  • Greater than 125,000

I fall into the last category. That means that I will pay $230.39 per pay period while somebody in the first category will pay a mere $41.46 per pay period. This is wrong. This basically means I have to pay more just because I am paid more. It’s as if I walked into a bar and the bar tender charged me $40 per beer so that everybody else could be charged $2 per beer. Simply because I make more. I don’t care who you are. That’s wrong. I’d expect it from the government but not from a for-profit enterprise. Very disappointing. I just got a pay cut.

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