I just got a pay cut: “Progressive” Medical Insurance Premiums

So maybe I’m a simple person but it used to be you get what you paid for and it didn’t matter who you were. If you walk into a store and want to buy beer it’s the same price no matter who you are or what you make for a living. Apparently, with health insurance … Continue reading I just got a pay cut: “Progressive” Medical Insurance Premiums

How to be an aggressive saver: Think about the ‘net’ not the ‘pre-tax’ numbers

One strategy my wife and I have done with our retirement savings very early one was to max out our 401k and just forget we made more money than that. Instead of making 80k per year now I made 66k. Instead of her making 50k per year, she made 34k. That’s it. It’s that simple. … Continue reading How to be an aggressive saver: Think about the ‘net’ not the ‘pre-tax’ numbers

Roth IRA: Max it out NOW while you still can!

When my wife and I were burgeoning young seniors at university we thought it would take years and years before we would make enough money to be ineligible to contribute to a Roth IRA any longer. Thankfully, we immediately opened Roth IRA accounts and immediately maxed them out as soon as we started making money … Continue reading Roth IRA: Max it out NOW while you still can!

Career Change: Pivot without Mercy or Guilt

The first decision that I made was to change career paths radically early on. In college, I majored in finance and I had procured a relatively good position as a financial analyst immediately upon graduating (maybe a little before). It was very technical and had a good career path. I probably could've been making $80k … Continue reading Career Change: Pivot without Mercy or Guilt

Major Earning Milestone: $200K

I recently passed a pretty major milestone in my career (at least for me). I recently received a letter stating that I received a compensation adjustment as a result of the end of year annual review process and my base salary is now over two hundred thousand dollars. I’m thirty four. Ten years ago, I … Continue reading Major Earning Milestone: $200K