So maybe I’m a simple person but it used to be you get what you paid for and it didn’t matter who you were. If you walk into a store and want to buy beer it’s the same price no matter who you are or what you make for a living. Apparently, with health insurance … Continue reading I just got a pay cut: “Progressive” Medical Insurance Premiums
We continue to work towards our goals of building back up our emergency savings to $55,000. We liquidated it in order to pay off our current house and put money down on our new house. We’re about halfway there. The looters are gonna smack us around pretty hard this April. HR Block is telling me … Continue reading Net Worth Update
This October we paid off our mortgage and the numbers are in: our credit score dropped! We shed a whopping 22 points from our score. So the question is. What happened?
One strategy my wife and I have done with our retirement savings very early one was to max out our 401k and just forget we made more money than that. Instead of making 80k per year now I made 66k. Instead of her making 50k per year, she made 34k. That’s it. It’s that simple. … Continue reading How to be an aggressive saver: Think about the ‘net’ not the ‘pre-tax’ numbers
When my wife and I were burgeoning young seniors at university we thought it would take years and years before we would make enough money to be ineligible to contribute to a Roth IRA any longer. Thankfully, we immediately opened Roth IRA accounts and immediately maxed them out as soon as we started making money … Continue reading Roth IRA: Max it out NOW while you still can!
The first decision that I made was to change career paths radically early on. In college, I majored in finance and I had procured a relatively good position as a financial analyst immediately upon graduating (maybe a little before). It was very technical and had a good career path. I probably could've been making $80k … Continue reading Career Change: Pivot without Mercy or Guilt
I recently passed a pretty major milestone in my career (at least for me). I recently received a letter stating that I received a compensation adjustment as a result of the end of year annual review process and my base salary is now over two hundred thousand dollars. I’m thirty four. Ten years ago, I … Continue reading Major Earning Milestone: $200K